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1.25 Acres on the Flagler County Side of Flagler Estates
Available1.25 acre investment tract on Guzman Avenue in Unit IV of Flagler Estates, on the undeveloped Flagler County side, about ten miles west of Palm Coast.
- Size
- 1.25 acres
- Road access
- Dirt road
- Power
- None
- Property tax
- $31.51 a year
- County
- Flagler

Click any photo to enlarge it.
Photos may be representative of the area rather than of this exact parcel. The GPS coordinates and parcel number are the record.
About this parcel
This 1.25 acre tract is on Guzman Avenue in Unit IV of Flagler Estates, the seventh lot in from Kelly Street. It lies in the Flagler County part of the subdivision, which has never been developed. Guzman is a dirt road, and this is one of the easier tracts on that side to reach.
This is an Investment Acreage Program parcel, bought to hold. Flagler County is not issuing building permits for this area at this time, and we do not know when that will change. The tract cannot be used for a mobile home, an RV, storage or parking. Some recreational use such as camping or riding may be possible once the deed is yours, but that is a bonus and should not be your reason for buying.
Our records show the tract is high and dry, with no wetlands and no mapped flood area. A small stream runs along the northern property line. Check the FEMA flood map and ask the county before you reserve.
Palm Coast is about ten miles to the east. We bought here because Palm Coast keeps growing and land this close to it still costs very little. That is our opinion and no promise about what the tract will be worth.
There is no power on this part of Guzman Avenue. Water would be by well and sewer by septic, which means the tract has neither today. Property taxes were $31.51 for the year, so it costs very little to hold.
The terms are $99 down and a $199 document fee, then $143.48 a month for five years at 16% interest, with no credit check and no penalty for paying early. The cash price is $5,999. The aerial photos show the tract outlined in red.
The area
Flagler Estates straddles the line between St. Johns County and Flagler County, southeast of Hastings. The St. Johns side is where people live. It is zoned Open Rural, homes stand along its gravel roads, and the Census Bureau counted 3,540 residents in the community in 2020. The Flagler County side was laid out the same way and never built out. The oblique aerials on this page show it as it is today: a grid of dirt roads cut through pine woods, with very few houses.
Unit IV is part of that undeveloped side. Tract 349 fronts Guzman Avenue seven lots from Kelly Street, and the first aerial shows its outline against the road.
Palm Coast, the largest city in Flagler County, is about ten miles east, and Bunnell, the county seat, is to the southeast. Hastings is to the north and Palatka to the west. The last photo is a map with the tract marked among them.
The ground is pine flatwoods. Use the GPS coordinates on this page to find the tract.
Before you reserve, ask Flagler County Growth Management what the zoning and future land use are, and whether anything about building permits in this area has changed. Pull the FEMA flood map. Look the tract up on the Flagler County Property Appraiser site under parcel 21-10-28-2775-00040-0349, where the owner of record is Lotvestors LLC. Then read how land banking works in Florida, because that is the use this tract is priced for.
What happens after you click reserve
- Fill in the reservation form with your name, email, mobile number and mailing address, and choose how you want to make the monthly payments.
- The parcel is held for you for 24 hours. It is marked Sale pending for everyone else the moment you reserve.
- We email you an invoice for $298 (the $99 down payment plus the $199 document fee) from payments@lotvestors.com. The invoice explains how to pay.
- Pay the invoice within 24 hours and the parcel is yours: it comes off the market for good. If it is not paid in time, the hold ends and the parcel is relisted automatically.
- Sign the Contract for Deed. Within two business days of payment you receive the Purchase Agreement and Contract for Deed by email through SignNow. It must be signed within seven days.
- Start the monthly payments on the 15th of the following month, by the method you chose. Pay extra or pay off early at any time with no penalty; when the balance reaches zero we record the deed in your name.
Important! Please read: Any questions of what you can or cannot build, can or cannot do on the property should be directed to the county Planning and Zoning Department. Everything we know about the property is listed here.
The information provided is deemed reliable but not guaranteed. It is the buyer's responsibility to do your own due diligence and verify all information. Opinions of value / future value are given as a courtesy and no guarantees are expressed or implied.
All property is sold as-is, where-is. All payments are non-refundable, so please be certain the property will suit your needs before making your payment. Some property descriptions have been written by ChatGPT or other AI writing tools and could possibly contain errors.
Property listing photos may be representations of typical flora and fauna of the general area and may not be photos of any specific property. Please be sure to read our Owner Financing page so you can understand how the Owner Financing works as well as the general rules before making your payment.
Questions to settle before you reserve
- Can I build, camp, or park an RV on the parcel?
- Not during the contract. While you are making payments, you cannot live on the land, place a mobile home or RV, build anything, clear, fence, or store items there. After the parcel is paid off and deeded to you, what you can do is up to county zoning and land use rules, and most of our investment acreage is not buildable at this time. If building or camping is your goal, call the county Planning and Zoning office about the specific parcel number before you reserve it.
- What does the $99 down payment cover?
- The $99 is your down payment on the purchase price and it reserves the parcel for you. It comes off the cash price, so on a $4,999 parcel you finance $4,900. It does not cover the $199 document fee, which is separate. Reserving holds the parcel for 24 hours while the invoice comes to you; paying it takes the parcel off the market and starts the clock: within two business days you receive the contract by email, and you have seven days to sign it. Like all payments, the $99 is non-refundable.
- What if the parcel is in a flood zone or has wetlands?
- It might. A lot of central Florida is low and wet for part of the year, and some of our parcels are in mapped flood zones or contain wetlands. We tell you everything we know on the listing, but we have not walked most of these parcels and we are not surveyors. Before you reserve, check the FEMA Flood Map Service Center for the flood zone and ask the county about wetland designations. For a buy-and-hold investment this may not matter to you. For any future use, it will.
- Are the listing photos of the actual parcel?
- Not always. Many of our parcels have no physical access, so photos may be representative of the typical terrain, plants and wildlife of the general area rather than the specific parcel. Where we have real photos of the parcel we say so. The aerial view on the county Property Appraiser site, or the GPS coordinates on the listing dropped into a satellite map, will show you the actual piece of ground. Please look at those before you reserve, and never buy any land from anyone based on photos alone.
- Can I use the property while I am making payments?
- Mostly no. To keep our risk and liability low enough to offer owner financing at these prices, the contract includes these rules while you are paying:
- You will not live on the property or let anyone else live on it.
- You will not alter the property without our written consent, including clearing it, adding structures or fences, or leaving items on it.
- You will comply with all building, zoning, health and other applicable codes.
- Any cost to correct a violation, including cleanup, fines and permits, is yours.
- You will not record the contract in any public records.
- Breaking any of these rules puts you immediately in default.
Questions
Ask about this parcel
Questions about access, zoning, the flood map, or the payment schedule? Send them here and we will check the parcel record before we answer.
Replies come by email, usually within one business day, and every answer stays in writing so you can hold us to it.





